TX3 Funding FX
TX3 Funding FX (formerly TopTier Trader) offers 5 account types — 1-Phase, 2-Phase Pro, 2-Phase Flex, Instant Standard, and Instant Pro — on MT5 and MatchTrader. Max allocation $600,000, scaling to $1M. News trading requires an add-on on all account types.
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TX3 Funding FX Review 2026
What is TX3 Funding FX?
TX3 Funding FX is a US-based proprietary trading firm that launched in 2021 and offers funded accounts with capital up to $2,000,000 through its scaling programme. The firm provides both 1-Step and 2-Step challenge models with a maximum leverage of 1:100, profit splits of up to 95%, and bi-weekly payouts. Account sizes range from $5,000 to $300,000, with scaling in 25% increments every three months to a multi-account maximum of $600,000 — scalable further to $2,000,000.
TX3 Funding FX recently migrated its primary trading platform to TradeLocker, moving away from MT4/MT5. This platform transition aims to provide more stability and improved execution certainty for funded traders, though traders accustomed to MetaTrader environments will require a period of adjustment. The firm operates across a moderate range of tradable instruments — independent reviews note the instrument range as more limited than some larger competitors, covering standard forex pairs, indices, and select commodities.
Payouts at TX3 Funding FX are processed bi-weekly, with a minimum requirement of 2% profit or $100 (whichever applies) and zero open positions at the time of the withdrawal request. Mandatory Sumsub KYC verification is required before the first payout can be processed. The firm accepts traders internationally, including from multiple markets where some competitors have geographic restrictions.
TX3 Funding FX Challenge Types and Rules
1-Step Challenge
- Profit target: 8% minimum
- Daily drawdown limit: 5%
- Maximum overall drawdown: 10%
- Leverage: Up to 1:100
- Account sizes: $5,000 to $200,000
- No maximum time limit
- Profit split: Up to 95%
- Best suited to: Traders who want a single-phase path to funding with high leverage and a clear 8% target
2-Step Flex Challenge
- Phase 1 profit target: 8%
- Phase 2 profit target: 5%
- Daily drawdown limit: 5%
- Maximum overall drawdown: 10%
- Leverage: Up to 1:100
- Account sizes: $5,000 to $300,000
- No maximum time limit
- Profit split: Up to 95%
- "Flex" structure: Flexible rule set designed to accommodate a wider range of trading strategies
Key rules applying to all accounts
- Profit split: Up to 95% — among the higher profit ceilings in the retail prop trading market. Confirm the specific split tier and any add-on requirements at checkout before purchasing.
- Payout frequency: Bi-weekly. Standard industry schedule.
- Minimum withdrawal: 2% profit or $100 minimum. All positions must be closed before submitting a withdrawal request.
- KYC: Mandatory Sumsub verification before first payout. Complete KYC immediately after account activation to avoid processing delays.
- Scaling programme: +25% balance increase every 3 months for consistent performers. Maximum per multi-account total: $600,000, scalable to $2,000,000 total capital allocation.
- Platform: TradeLocker (primary, following migration from MT4/MT5). Traders accustomed to MetaTrader should factor in a platform adjustment period.
- Instrument range: Standard forex pairs, indices, select commodities. Independent reviews note the range as more limited than larger competitors.
- US-based: TX3 Funding FX is headquartered in the United States.
TX3 Funding FX Payout Data
Prop Firm Stats tracks verified payout data submitted by funded traders across 50+ prop firms. The live payout tracker on this page reflects confirmed TX3 Funding FX withdrawals submitted through our platform.
- Profit split: up to 95% — confirm tier requirements at checkout.
- Payout frequency: bi-weekly. Minimum 2% profit or $100 required.
- No open positions at time of payout request.
- Sumsub KYC mandatory before first payout — complete immediately after account activation.
- Scaling: +25% every 3 months to $2,000,000 maximum total allocation.
- Platform: TradeLocker (migrated from MT4/MT5 — adjustment period may apply for MetaTrader users).
If you have received a payout from TX3 Funding FX, submit your payout data here.
TX3 Funding FX — Our Verdict
TX3 Funding FX offers a competitive 95% profit split ceiling, up to 1:100 leverage, a $2,000,000 scaling ceiling, bi-weekly payouts, and a US-based operational base — a combination that is more accessible than many competitors and provides a credible long-term capital growth path. The 2021 launch gives the firm a modest but meaningful track record relative to firms launched in 2023–2024.
The TradeLocker platform migration is worth noting for traders who specifically need MetaTrader functionality — cBots, third-party EA libraries, and MetaTrader-specific tools will not be available in the same way on TradeLocker. The instrument range being more limited than larger competitors is a consideration for multi-asset traders. For forex-focused traders who want high leverage, a high profit split ceiling, bi-weekly payouts, and a US-based firm, TX3 Funding FX is a solid 2026 option.
TX3 Funding FX — Frequently Asked Questions
Is TX3 Funding FX a legitimate prop firm?
Yes. TX3 Funding FX is a legitimate US-based prop firm that launched in 2021 and offers funded accounts up to $2,000,000 through its scaling programme. It provides bi-weekly payouts, up to 95% profit split, and 1:100 leverage. As with any prop firm, traders should review current community payout data and complete KYC before trading to ensure the first withdrawal processes without delay.
What is the profit split at TX3 Funding FX?
TX3 Funding FX offers up to 95% profit split on funded accounts. This is among the higher profit ceilings in the retail prop trading market in 2026. Confirm the specific split tier and any conditions or add-ons required to access the 95% rate at checkout before purchasing.
What platform does TX3 Funding FX use?
TX3 Funding FX recently migrated its primary platform to TradeLocker, moving away from MT4/MT5. TradeLocker provides stable execution and modern charting but does not support the same third-party EA libraries or MetaTrader-specific tools. Traders accustomed to MetaTrader environments should factor in a platform adjustment period before beginning a challenge on TX3.
How does TX3 Funding FX's scaling programme work?
TX3 Funding FX's scaling programme increases funded account balances by 25% every 3 months for consistently profitable traders. The maximum individual account size is $300,000 (on the 2-Step Flex). Multi-account totals cap at $600,000 per trader, with the overall scaling ceiling at $2,000,000 in total capital allocation.
What leverage does TX3 Funding FX offer?
TX3 Funding FX offers leverage up to 1:100 on both 1-Step and 2-Step Flex accounts — one of the higher leverage ratios available in the retail prop trading market. This is significantly higher than the 1:30 standard at FTMO and ThinkCapital, making TX3 more suitable for traders who use leverage-intensive strategies in normal market conditions.
Does TX3 Funding FX require KYC?
Yes. TX3 Funding FX requires mandatory Sumsub KYC verification before the first payout can be processed. Complete KYC immediately after account activation — before beginning to trade — to ensure the first withdrawal request processes without delay. KYC failures at the time of the first payout request are a common cause of processing delays at prop firms that require identity verification.
TX3 Funding Fx Scale Up & Key Rules — Quick Answer
To request a TX3 Funding Fx scale up, funded traders must contact support at support@tx3funding.com after meeting the eligibility criteria — the account upgrade is not automatic.
- Maximum Allocation: $600K
- Profit Split: Up to 90%
- Max Total Drawdown: 10% Static
- Max Daily Loss: 5%
- Minimum Trading Days: 3
- Leverage: 1:50
- Payout Frequency: On-demand (3 days)
- Scale-Up Notes: Profit share increases 5% per scale (capped 95%); up to $2M
To claim your scale up, email support@tx3funding.com so the support team can review your metrics and process the account upgrade.

