PropFirmStats/Reviews/TX3 Funding FX
TX3 Funding FX

TX3 Funding FX

ACTIVEGlobal3-Day PayoutsFormerly TopTier Trader

TX3 Funding FX (formerly TopTier Trader) offers 5 account types — 1-Phase, 2-Phase Pro, 2-Phase Flex, Instant Standard, and Instant Pro — on MT5 and MatchTrader. Max allocation $600,000, scaling to $1M. News trading requires an add-on on all account types.

8.3
PropFirmStats Score
★★★★★
Max Allocation
$600,000
Scaling
Up to $1,000,000
Best Split
85-90%
Payout Speed
1 business day
Platforms
MT5 + MatchTrader
News Trading
Add-on required
Formerly
TopTier Trader
Promo Code
STATS - 25% off
Exclusive Discount
STATS→ 25% OFF all TX3 Funding FX accounts
Visit TX3 Funding FX ↗
Independently Verified Payouts
Updated 1d ago
Total Paid to Traders
$363K
192+ verified payouts
PropFirmStatsVerified by PropFirmStats
Cumulative Payouts Over Time (Live Tracked)
Mar 4Apr 9Apr 25May 19Jun 3Jun 18Jul 14Aug 8Sep 28$0$95K$190K$285K$380K
🔗
On-chain verified
Ethereum blockchain
⚡
3-day payout cycle
1-Phase plan
🎯
1-Phase plan
Simple evaluation
📈
Scale to $1M
Pro Challenge

Score Breakdown

Rules & Fairness8
Account Variety9
Payout Speed8.5
Profit Split8
Platform Choice7.5
Value for Money8.5

Pros

+5 distinct account types — challenge, flex, instant
+4.7/5 Community — one of the highest in the industry
+Max allocation $600K, scaling to $1M on Pro
+MT5 + MatchTrader (dual platform)
+1-Phase: payouts every 3 days — fastest cycle available
+85-90% profit split on 1-Phase
+Flex: no consistency rule + soft daily DD breach
+EAs and copy trading allowed on all account types
+Scalping allowed on all accounts
+Add-on system lets you customise rules per style
+Payout processed within 1 business day
+STATS = 25% off all accounts

Cons

-News trading requires paid add-on on ALL account types
-Pro Challenge weekend holding also requires add-on
-Instant Pro: only 50% profit split
-Instant Pro: very low leverage (1:5 FX, 1:1 commodities)
-Instant accounts: no weekend holding
-Pro Challenge consistency rule (40-20% by size)
-Instant Pro: 20% payout cap per cycle
-KYC (Sumsub) required before first payout
-Rise payouts unavailable in several US states
-Trailing drawdown on Instant and 1-Phase accounts

What Makes TX3 Stand Out

3-Day Payout Cycle
1-Phase funded accounts pay every 3 days — one of the fastest recurring payout cycles across all prop firms.
Add-On Customisation
Unlock news trading, higher leverage, weekend holding, and 90% split via optional add-ons — tailor the account to your style.
Scale to $1M
Pro Challenge accounts can scale beyond $600K to $1M for consistently profitable traders.
Flex = Most Forgiving
No consistency rule at any stage, soft daily DD breach (warning only), weekend holding allowed — most permissive 2-phase plan.

Who Is TX3 Best For?

Frequent Traders
1-Phase payouts every 3 days. Compound and withdraw faster than almost any other firm.
High-Capital Traders
Max $600K, scaling to $1M on Pro Challenge. Built for traders who need institutional-size accounts.
EA / Copy Traders
EAs and copy trading allowed on every account type — no restrictions, no pre-approval needed.
Rule Customisers
News trading, higher leverage, weekend holding and 90% split are all available via paid add-ons.
Free-Style Traders
Flex Challenge: no consistency rule, soft daily DD, weekend holding — most permissive 2-phase option.
Instant Seekers
Instant Standard is the better instant option — 80% split, 14-day payouts, 1:50 leverage. Avoid Instant Pro.

TX3 Funding FX Review 2026

What is TX3 Funding FX?

TX3 Funding FX is a US-based proprietary trading firm that launched in 2021 and offers funded accounts with capital up to $2,000,000 through its scaling programme. The firm provides both 1-Step and 2-Step challenge models with a maximum leverage of 1:100, profit splits of up to 95%, and bi-weekly payouts. Account sizes range from $5,000 to $300,000, with scaling in 25% increments every three months to a multi-account maximum of $600,000 — scalable further to $2,000,000.

TX3 Funding FX recently migrated its primary trading platform to TradeLocker, moving away from MT4/MT5. This platform transition aims to provide more stability and improved execution certainty for funded traders, though traders accustomed to MetaTrader environments will require a period of adjustment. The firm operates across a moderate range of tradable instruments — independent reviews note the instrument range as more limited than some larger competitors, covering standard forex pairs, indices, and select commodities.

Payouts at TX3 Funding FX are processed bi-weekly, with a minimum requirement of 2% profit or $100 (whichever applies) and zero open positions at the time of the withdrawal request. Mandatory Sumsub KYC verification is required before the first payout can be processed. The firm accepts traders internationally, including from multiple markets where some competitors have geographic restrictions.

TX3 Funding FX Challenge Types and Rules

1-Step Challenge

  • Profit target: 8% minimum
  • Daily drawdown limit: 5%
  • Maximum overall drawdown: 10%
  • Leverage: Up to 1:100
  • Account sizes: $5,000 to $200,000
  • No maximum time limit
  • Profit split: Up to 95%
  • Best suited to: Traders who want a single-phase path to funding with high leverage and a clear 8% target

2-Step Flex Challenge

  • Phase 1 profit target: 8%
  • Phase 2 profit target: 5%
  • Daily drawdown limit: 5%
  • Maximum overall drawdown: 10%
  • Leverage: Up to 1:100
  • Account sizes: $5,000 to $300,000
  • No maximum time limit
  • Profit split: Up to 95%
  • "Flex" structure: Flexible rule set designed to accommodate a wider range of trading strategies

Key rules applying to all accounts

  • Profit split: Up to 95% — among the higher profit ceilings in the retail prop trading market. Confirm the specific split tier and any add-on requirements at checkout before purchasing.
  • Payout frequency: Bi-weekly. Standard industry schedule.
  • Minimum withdrawal: 2% profit or $100 minimum. All positions must be closed before submitting a withdrawal request.
  • KYC: Mandatory Sumsub verification before first payout. Complete KYC immediately after account activation to avoid processing delays.
  • Scaling programme: +25% balance increase every 3 months for consistent performers. Maximum per multi-account total: $600,000, scalable to $2,000,000 total capital allocation.
  • Platform: TradeLocker (primary, following migration from MT4/MT5). Traders accustomed to MetaTrader should factor in a platform adjustment period.
  • Instrument range: Standard forex pairs, indices, select commodities. Independent reviews note the range as more limited than larger competitors.
  • US-based: TX3 Funding FX is headquartered in the United States.

TX3 Funding FX Payout Data

Prop Firm Stats tracks verified payout data submitted by funded traders across 50+ prop firms. The live payout tracker on this page reflects confirmed TX3 Funding FX withdrawals submitted through our platform.

  • Profit split: up to 95% — confirm tier requirements at checkout.
  • Payout frequency: bi-weekly. Minimum 2% profit or $100 required.
  • No open positions at time of payout request.
  • Sumsub KYC mandatory before first payout — complete immediately after account activation.
  • Scaling: +25% every 3 months to $2,000,000 maximum total allocation.
  • Platform: TradeLocker (migrated from MT4/MT5 — adjustment period may apply for MetaTrader users).

If you have received a payout from TX3 Funding FX, submit your payout data here.

TX3 Funding FX — Our Verdict

TX3 Funding FX offers a competitive 95% profit split ceiling, up to 1:100 leverage, a $2,000,000 scaling ceiling, bi-weekly payouts, and a US-based operational base — a combination that is more accessible than many competitors and provides a credible long-term capital growth path. The 2021 launch gives the firm a modest but meaningful track record relative to firms launched in 2023–2024.

The TradeLocker platform migration is worth noting for traders who specifically need MetaTrader functionality — cBots, third-party EA libraries, and MetaTrader-specific tools will not be available in the same way on TradeLocker. The instrument range being more limited than larger competitors is a consideration for multi-asset traders. For forex-focused traders who want high leverage, a high profit split ceiling, bi-weekly payouts, and a US-based firm, TX3 Funding FX is a solid 2026 option.

TX3 Funding FX — Frequently Asked Questions

Is TX3 Funding FX a legitimate prop firm?

Yes. TX3 Funding FX is a legitimate US-based prop firm that launched in 2021 and offers funded accounts up to $2,000,000 through its scaling programme. It provides bi-weekly payouts, up to 95% profit split, and 1:100 leverage. As with any prop firm, traders should review current community payout data and complete KYC before trading to ensure the first withdrawal processes without delay.

What is the profit split at TX3 Funding FX?

TX3 Funding FX offers up to 95% profit split on funded accounts. This is among the higher profit ceilings in the retail prop trading market in 2026. Confirm the specific split tier and any conditions or add-ons required to access the 95% rate at checkout before purchasing.

What platform does TX3 Funding FX use?

TX3 Funding FX recently migrated its primary platform to TradeLocker, moving away from MT4/MT5. TradeLocker provides stable execution and modern charting but does not support the same third-party EA libraries or MetaTrader-specific tools. Traders accustomed to MetaTrader environments should factor in a platform adjustment period before beginning a challenge on TX3.

How does TX3 Funding FX's scaling programme work?

TX3 Funding FX's scaling programme increases funded account balances by 25% every 3 months for consistently profitable traders. The maximum individual account size is $300,000 (on the 2-Step Flex). Multi-account totals cap at $600,000 per trader, with the overall scaling ceiling at $2,000,000 in total capital allocation.

What leverage does TX3 Funding FX offer?

TX3 Funding FX offers leverage up to 1:100 on both 1-Step and 2-Step Flex accounts — one of the higher leverage ratios available in the retail prop trading market. This is significantly higher than the 1:30 standard at FTMO and ThinkCapital, making TX3 more suitable for traders who use leverage-intensive strategies in normal market conditions.

Does TX3 Funding FX require KYC?

Yes. TX3 Funding FX requires mandatory Sumsub KYC verification before the first payout can be processed. Complete KYC immediately after account activation — before beginning to trade — to ensure the first withdrawal request processes without delay. KYC failures at the time of the first payout request are a common cause of processing delays at prop firms that require identity verification.

TX3 Funding Fx Scale Up & Key Rules — Quick Answer

To request a TX3 Funding Fx scale up, funded traders must contact support at support@tx3funding.com after meeting the eligibility criteria — the account upgrade is not automatic.

  • Maximum Allocation: $600K
  • Profit Split: Up to 90%
  • Max Total Drawdown: 10% Static
  • Max Daily Loss: 5%
  • Minimum Trading Days: 3
  • Leverage: 1:50
  • Payout Frequency: On-demand (3 days)
  • Scale-Up Notes: Profit share increases 5% per scale (capped 95%); up to $2M

To claim your scale up, email support@tx3funding.com so the support team can review your metrics and process the account upgrade.

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