OFP Funding

What is OFP Funding?

OFP Funding is a proprietary trading firm founded in 2022 that has pioneered the instant funding model in the retail prop trading space. Unlike most firms that require traders to pass a multi-phase evaluation before accessing capital, OFP offers both challenge accounts and instant funding accounts, with the instant model designed to eliminate the evaluation phase entirely and grant immediate funded access after payment.

OFP's model is built around customisability. On both challenge and instant accounts, traders can choose their drawdown level — from 3% to 5% daily on challenge accounts — which directly affects their profit split and fee. This flexibility allows traders to dial in a risk-reward profile that suits their strategy rather than accepting a standardised rule set. Challenge accounts can reach funded capital of up to $200,000; instant accounts can extend to $5,000,000 in total allocation for consistently scaling traders.

Challenge fees start from approximately $18.25 for the smallest accounts and are non-refundable. There are no free trial or demo options. Payout options include bi-weekly, monthly, or on-demand (from day 5 for traders on the on-demand tier). The firm has earned a 9.43/10 from Traders Union based on its rule flexibility and accessibility, but traders should be aware of mixed community feedback regarding rule enforcement transparency, particularly around the 30-minute cooldown rule and one-sided betting restrictions on some account types.

OFP Funding Account Types and Rules

OFP offers six account configurations across two modes: Challenge Mode (1-Phase and 2-Phase evaluations) and Instant Mode (Lite, Classic, Pro, and Prime).

1-Phase Challenge

• Structure: Single evaluation phase. Hit the profit target, move directly to a funded account.
• Profit targets: 4–8% depending on account size selected
• Daily drawdown: 3% (tighter than 2-Phase)
• Maximum drawdown: 6% overall
• Leverage: 1:50
• Profit split: 80% base. A 100% split option is available at an additional cost at checkout.
• Account sizes: $5,000 to $200,000
• Challenge fee: Non-refundable. Refund policy covers unused accounts within 14 days of purchase only — once a trade is placed, no refund applies.
• No minimum trading days, no time limit

2-Phase Challenge

• Structure: Two evaluation phases — higher target in Phase 1, lower in Phase 2
• Phase 1 profit target: 8%
• Phase 2 profit target: 5%
• Daily drawdown: 5% (wider than 1-Phase — better suited to traders with more volatile strategies)
• Maximum drawdown: 10% overall
• Leverage: 1:100 — significantly higher than the 1-Phase option
• Profit split: 80% base. 100% split option available at checkout.
• Account sizes: $10,000 to $200,000
• No minimum trading days, no time limit

Instant Mode Accounts

OFP offers four instant funding tiers — Lite, Classic, Pro, and Prime — where traders receive a funded account immediately after payment with no evaluation phase. The Instant Pro variant has no Inconsistency Score applied, offers a 90% profit split, uses a 14-day payout cycle, and has a 3% daily / 6% overall drawdown with 1:30 leverage. Instant accounts are OFP's most accessible entry point but carry the highest upfront cost relative to the capital provided.

Key rules applying to all accounts

• Customisable drawdown: Traders can choose their drawdown tolerance at checkout — a feature unique to OFP among major prop firms.
• Payout options: Bi-weekly, monthly, or on-demand (from day 5 on applicable accounts). No minimum withdrawal requirement.
• Inconsistency Score: Applies to most account types. Tracks trading consistency and can affect payout eligibility. Instant Pro is exempt. Traders should review the full Inconsistency Score rules before purchasing.
• 30-minute cooldown rule: Community feedback indicates a 30-minute cooldown period applies after certain trading activities on some account types. Confirm whether it applies to the specific account purchased.
• One-sided betting restriction: Applies on some account types. Traders who use specific directional scalping strategies should verify this does not affect their approach before purchasing.
• Fee: Non-refundable after any trade is placed.
• Maximum total funding: Up to $5,000,000 through the instant scaling pathway.

OFP Funding Payout Data

Prop Firm Stats tracks verified payout data submitted by funded traders across 50+ prop firms. The live payout tracker on this page reflects confirmed OFP Funding withdrawals submitted through our platform.

• Profit split: 80% base on challenge accounts; 90% on Instant Pro; 100% available at checkout via add-on.
• Payout options: bi-weekly, monthly, or on-demand from day 5.
• No minimum withdrawal requirement on most accounts.
• Traders Union Overall Score: 9.43/10 based on accessibility and rule flexibility.
• Note: Community feedback includes some reports of payout rejections citing rules not clearly communicated at time of purchase. Traders are advised to read the full terms — including the Inconsistency Score, cooldown rules, and one-sided betting restrictions — before purchasing.

If you have received a payout from OFP Funding, submit your payout data here.

OFP Funding — Our Verdict

OFP Funding's core strengths are genuine: the customisable drawdown model, industry-leading low entry pricing (from ~$18), the option to reach 100% profit split at checkout, instant funding availability, and no minimum withdrawal requirement. For traders who want maximum flexibility and the lowest possible entry cost, OFP is among the most accessible firms in the market.

The firm's mixed community feedback requires honest acknowledgement. Reports of payout rejections citing the Inconsistency Score, the 30-minute cooldown rule, and one-sided betting restrictions — with some traders reporting these rules were not clearly communicated before purchase — represent a meaningful risk for traders who don't read the full terms carefully. The non-refundable fee policy after any trade is placed also means the entry cost is effectively committed from the first trade. OFP rewards traders who research the rules thoroughly; it catches those who do not.

OFP Funding — Frequently Asked Questions