Audacity Capital Review 2026
Audacity Capital
Audacity Capital is a London-based prop firm founded in 2012 — one of the longest-running prop firms in the industry. Led by CEO Karim Yousfi, they offer 3 account types with industry-leading 15% max drawdown, same-day payouts, and a $2M scaling path. No consistency rule since 2026 rule revamp.
Score Breakdown
✅ Pros
⚠️ Cons
🎯 Who Is Audacity Capital Best For?
🏆 15% Max Drawdown
Audacity's 15% max drawdown is one of the highest in the industry. Most firms cap at 8–10%. Combined with 7.5% daily, traders have exceptional buffer to survive volatile sessions without constant breach anxiety.
🕐 Same-Day Payouts
Payouts processed the same day upon approval — bi-weekly cycle. Methods: Bank Wire, Crypto, Rise. One of the fastest payout speeds in the industry.
What is Audacity Capital?
Audacity Capital is a London-based proprietary trading firm founded in 2012 — one of the oldest still-operating prop firms in the industry. The firm is headquartered at 25 Cabot Square, Canary Wharf, London's premier financial district, and operates under two entities: Audacity Capital LTD (UK Company No. 08865122) and AudaCity Global LTD (Registration No. 15850), which holds an International Brokerage and Clearing House Licence. CEO Karim Yousfi has led the firm since founding.
Audacity Capital offers three funding paths: the Ability Challenge (2-Step), Ability One (1-Step), and the Funded Trader Program (FTP — instant live funding without evaluation). Funded accounts range from $7,500 to $240,000 for Ability accounts, with scaling to $2,560,000 through the firm's structured performance programme. Profit splits reach up to 90% on Ability Challenge accounts at the highest scaling tier. The firm has generated $2.4 billion in trading volume since 2012, providing substantial operational credibility that newer competitors cannot match.
Audacity Capital's positioning is deliberately different from most modern prop firms. It emphasises risk-first, capital-preservation trading over rapid challenge completion. The Ability Challenge has wider drawdown limits in Phase 1 (7.5% daily, 15% overall) than most competitors — intentionally designed to give traders room to express strategy without panic-trading. These limits tighten significantly in Phase 2 and on the live account (5% daily, 10% overall), rewarding traders who can adapt their risk management across evaluation stages.
Audacity Capital Challenge Types and Rules
Ability Challenge — 2-Step (Flagship)
- Phase 1 (Challenge) profit target: 10%
- Phase 1 daily drawdown limit: 7.5% of initial balance — one of the widest daily limits in the market
- Phase 1 maximum overall drawdown: 15% static — the highest maximum drawdown offered by any major prop firm
- Phase 2 (Verification) profit target: 5%
- Phase 2 daily drawdown limit: 5% — tightens significantly from Phase 1
- Phase 2 maximum overall drawdown: 10% static
- Live account drawdown: 5% daily, 10% overall static — same as Phase 2
- Drawdown model: Static — calculated from initial balance, reset daily at 00:00 GMT+2. The floor never moves upward as profits grow.
- Minimum trading days: 4 per phase. No maximum time limit.
- Profit split: 75% base on the live account, scaling to 85% and then 90% through performance milestones
- First payout: 14–30 days after the first trade on the live account (verify current terms at checkout — the exact first-payout window has varied)
- Subsequent payouts: Bi-weekly
- Challenge fee range: $90 to $2,399 depending on account size. Fees are refundable through account progression.
Ability One — 1-Step
- Structure: Single evaluation phase — one set of targets to reach before the live account
- Drawdown model: Static — 3% daily drawdown, 6% absolute maximum drawdown
- Note: The tighter 3%/6% limits on Ability One make it harder in practice than the 2-Step Ability Challenge's Phase 1, despite being a single phase. The wider Phase 1 drawdown on the 2-Step is Audacity Capital's most differentiated feature.
- Consistency Score framework: Applied on Ability One — a score ≥70 is consistent, 50–70 triggers review, below 50 the trader continues without payout eligibility. Understand this system before purchasing Ability One.
- Weekend holding: Permitted
Funded Trader Program (FTP) — Instant Live Funding
- No evaluation phase: Traders receive access to a live funded account immediately — genuine live capital, not simulated
- Structure: Unlimited trading days to reach a 10% profit milestone; minimum 5 trading days with at least 3 profitable days
- Drawdown: 5% trailing daily drawdown and 10% maximum overall drawdown
- Profit split: 50–80% depending on account size and time-to-target
- Cost: Significantly higher than the Ability Challenge — the FTP is the premium, interview-based instant funding route
- Note: The FTP uses trailing daily drawdown (not static like the Ability Challenge) — the most restrictive drawdown model at Audacity Capital
Key rules applying to Ability accounts
- Drawdown model (Ability Challenge and Ability One): Static — calculated from initial balance, reset daily. The floor never rises with profits.
- Leverage: Up to 1:100 during evaluation. Reduces to 1:30 on live funded accounts — a significant leverage reduction to factor into strategy planning.
- Instruments: 32 assets across forex, indices, and metals (including gold). This is a narrower instrument range than most competitors — stock CFDs and crypto are not available.
- Platforms: MT5 and DXtrade.
- News trading: Permitted during evaluation with standard risk management applied. Check current live account terms — restrictions may apply on the funded stage.
- EAs: Permitted. Copy trading is permitted within your own accounts only.
- Scaling plan: Reviewed every 3 months. Account balance increases at each milestone toward the $2,560,000 maximum.
- Profit split progression: 75% base → 85% → 90% at the highest scaling tier.
- WhatsApp support: Audacity Capital offers direct WhatsApp support with approximately 1-minute response times — notably faster than email-only support at most competitors.
Audacity Capital Payout Data
Prop Firm Stats tracks verified payout data submitted by funded traders across 50+ prop firms. The live payout tracker on this page reflects confirmed Audacity Capital withdrawals submitted through our platform.
- Audacity Capital was founded in 2012 with $2.4 billion in trading volume since inception — one of the longest operational track records in the industry.
- Profit split: 75% base on Ability Challenge live accounts; scaling to 85%, then 90%. 50–80% on FTP.
- Payout frequency: bi-weekly after the first payout window (14–30 days from first trade on live account).
- Scaling reviewed every 3 months; maximum allocation $2,560,000.
- Leverage reduces from 1:100 (evaluation) to 1:30 (live account).
- Challenge fees: $90 to $2,399. Refundable through account progression.
If you have received a payout from Audacity Capital, submit your payout data here.
Audacity Capital — Our Verdict
Audacity Capital's 14-year operational history, Canary Wharf headquarters, $2.4 billion in trading volume, and the unique 7.5% daily / 15% maximum drawdown in Phase 1 of the Ability Challenge are genuinely differentiated credentials that no newer firm can match. The 15% maximum drawdown in Phase 1 is the highest of any major prop firm — traders who have struggled with tighter drawdown limits elsewhere should specifically evaluate whether this suits their strategy. The WhatsApp human support is a practical advantage over firms with email-only queues.
The limitations are real and worth stating. The 32-instrument range is narrow — no stocks, no crypto, limited to forex and metals. The leverage reduction from 1:100 to 1:30 on the live account requires strategy adjustment after evaluation. The 75% starting split on live accounts is below the 80% flat rate at many competitors, and reaching 90% requires multiple scaling cycles. The first payout window (14–30 days after first trade on the live account) is longer than the bi-weekly or on-demand standards at newer firms. Audacity Capital is best suited to disciplined, forex-focused traders who value longevity, wide drawdown room, human support, and long-term stability over the highest headline profit split or fastest payout speed.
Audacity Capital — Frequently Asked Questions
Is Audacity Capital a legitimate prop firm?
Yes. Audacity Capital is one of the most established prop firms in the world, founded in 2012 at 25 Cabot Square, Canary Wharf, London (UK Company No. 08865122). The firm has $2.4 billion in trading volume since inception and has been operational for 14 years — longer than the vast majority of retail prop firms. CEO Karim Yousfi has led the firm since founding.
What makes Audacity Capital's drawdown limits different?
Audacity Capital's Ability Challenge Phase 1 allows a 7.5% daily loss and 15% maximum overall drawdown — the highest maximum drawdown of any major prop firm reviewed in 2026. This gives traders significantly more room in Phase 1 than the 5% daily / 10% max standard at FTMO, FundingPips, and most competitors. In Phase 2 and on the live account, limits tighten to the standard 5% daily / 10% max. Traders who have failed challenges at other firms due to tight drawdown limits should specifically model whether Audacity Capital's Phase 1 room would have changed their outcome.
What is the profit split at Audacity Capital?
Audacity Capital's Ability Challenge live accounts start at 75% profit split — lower than the 80% standard at many modern prop firms. The split increases to 85% and then 90% through quarterly performance reviews and scaling milestones. The maximum 90% is achievable but requires sustained performance across multiple cycles. The FTP programme offers 50–80% depending on account size and time-to-target.
What is the Audacity Capital Funded Trader Program (FTP)?
The FTP is Audacity Capital's instant live funding programme — traders receive access to real live capital without an evaluation phase. The FTP requires an interview-style assessment and is significantly more expensive than the Ability Challenge for equivalent account sizes. The profit split on FTP starts at 50% and reaches 80% through performance. The FTP uses trailing daily drawdown (5%) rather than the static model used on Ability accounts — the most restrictive drawdown type at Audacity Capital.
Does the leverage change between evaluation and live account at Audacity Capital?
Yes. Audacity Capital offers up to 1:100 leverage during the Ability Challenge evaluation phases. On the live funded account, leverage reduces to 1:30. This is a significant reduction that traders must plan for before passing the evaluation — strategies that rely on leverage above 1:30 during the challenge phase will need to be adapted for the funded account. This leverage reduction is more restrictive than competitors like OFP Funding and TradexProp that maintain 1:100 on funded accounts.
How does the Audacity Capital scaling plan work?
Audacity Capital reviews funded account performance every 3 months. Consistently profitable traders receive balance increases at each quarterly review, with the split upgrading from 75% → 85% → 90% at successive milestones. The maximum funded allocation through scaling is $2,560,000. The quarterly review cycle is longer than the 3-month balance-increase programmes at competitors like TTT Markets (+20%) and ThinkCapital (+20%), but the 15% overall drawdown in Phase 1 provides more room to build the performance record needed to qualify.
Audacity Capital Scale Up & Key Rules — Quick Answer
To request a Audacity Capital scale up, funded traders must contact support at support@audacity.capital after meeting the eligibility criteria — the account upgrade is not automatic.
- Maximum Allocation: $2M
- Profit Split: Up to 90%
- Max Total Drawdown: 15%
- Max Daily Loss: 7.5%
- Minimum Trading Days: 4
- Leverage: 1:100
- Payout Frequency: Bi-Weekly
- Scaling Plan: Up to $2M
- Scale-Up Profit Target: 10%
- Scale-Up Notes: Milestone-based: double account at each 10% target; up to $2M
To claim your scale up, email support@audacity.capital so the support team can review your metrics and process the account upgrade.