Funded Trading Plus Review 2026

What is Funded Trading Plus?

Funded Trading Plus (FTP) is a UK-regulated proprietary trading firm registered in December 2021 — giving it approximately four and a half years of operational history as of mid-2026. In the prop trading industry, where many firms launched in 2022–2023 have already shut down, this longevity is a meaningful credibility signal. The firm operates as a research and development company providing simulated trading environments, and while it is not FCA-regulated in the traditional brokerage sense, it operates under UK company law.

Funded Trading Plus offers four main programmes: 1-Step Express, 2-Step Classic, Advanced (a high-leverage option), and Instant Master (no evaluation). Profit splits start at 80% and can reach 90%, 95%, or 100% as traders scale through performance milestones — one of the higher profit ceiling options in the market. Account sizes range from $6,000 to $200,000, with a scaling plan reaching $5,000,000 in total funded capital. FTP allows full news trading, no time limits on evaluations, and 24–48 hour payout processing.

Community feedback on Funded Trading Plus is genuinely mixed. Positive reviews consistently highlight payout speed (same-day for many traders), clear rules, and the firm's willingness to engage with traders directly. A pattern of negative reviews centres on account bans timed at the point of the first payout request — citing copy trading between own accounts, excessive risk, or KYC failures. CEO Simon Massey publicly responds to complaints on Community. Traders considering FTP should read the full terms carefully before purchasing, paying particular attention to the copy trading rules and KYC requirements.

Funded Trading Plus Challenge Types and Rules

1-Step Express

• Profit target: 10%
• Daily loss limit: 5%
• Maximum drawdown: 8% trailing — moves with your high-water mark. If you don't withdraw profits regularly, the trailing floor tightens as equity grows.
• Consistency rule: 35% — no single day's profit may exceed 35% of total cumulative profit at payout time
• No time limit
• Profit split: 80% base, scaling to 90% and beyond through FTP's scaling plan
• EAs: Permitted (original logic required)
• First payout: Available from day 10 of the funded account

2-Step Classic

• Phase 1 profit target: 10%
• Phase 2 profit target: 5%
• Drawdown model: Static — the floor is fixed at the initial balance and does not trail upward as equity grows. This is the safer option for traders who want a predictable drawdown floor.
• Consistency rule: 35%
• No time limit on either phase
• Profit split: 80% base, scaling to 85% through FTP's scaling plan
• Payout frequency: Every 10 calendar days

Advanced Programme

• Key feature: Higher leverage than Classic and Express options
• Mandatory stop-loss: A stop-loss must be placed on every trade — a requirement that suits disciplined traders but may feel restrictive for traders who manage risk through position sizing rather than hard stops
• Profit split: Competitive — check current FTP website for exact figures
• Best suited to: Experienced traders who want higher leverage and are comfortable with mandatory stop-loss requirements

Instant Master — No Evaluation

• No evaluation phase: Immediate funded access
• Daily loss limit: 6%
• Maximum drawdown: 6%
• No profit target, no minimum trading days
• Profit split: 70–90% depending on account tier
• First payout: Available from day one
• Best suited to: Experienced traders who want immediate funded access and can manage within tight 6% drawdown limits

Key rules applying to all accounts

• News trading: Fully permitted on all programmes. FTP is explicitly trader-friendly on news events — one of the few firms with no news trading restrictions whatsoever.
• Weekend holding: Permitted on all programmes.
• Copy trading (own accounts): Self-copy trading rules are strictly enforced. Trading the same positions across multiple FTP accounts simultaneously may be classified as prohibited copy trading. Read the specific rules before operating multiple accounts.
• KYC requirements: Must be completed before first payout can be processed. KYC failures are cited as a reason for account restrictions in some negative reviews — complete KYC before trading to avoid delays.
• Scaling plan: At 20% overall profit milestone, split increases to 90%. At 30%, split reaches 100%. FTP's scaling is milestone-based, not time-based.
• Maximum capital: Up to $5,000,000 through the scaling programme — one of the highest ceilings in the market.
• Payout speed: 24–48 hours standard; some traders report same-day processing.
• Challenge fee: Refundable on the first funded account payout (standard FTP terms — verify at checkout).

Funded Trading Plus Payout Data

Prop Firm Stats tracks verified payout data submitted by funded traders across 50+ prop firms. The live payout tracker on this page reflects confirmed Funded Trading Plus withdrawals submitted through our platform.

• Payout processing: 24–48 hours standard; same-day reported by multiple traders.
• Profit split: 80% base on Express and Classic; 70–90% on Instant Master; scaling to 100% at 30% overall profit milestone.
• $5,000,000 maximum scaling ceiling — one of the highest in the market.
• No time limits on evaluations.
• Founded December 2021 — one of the more established firms still actively operating in 2026.

If you have received a payout from Funded Trading Plus, submit your payout data here.

Funded Trading Plus — Our Verdict

Funded Trading Plus brings a genuinely strong combination of features: fast 24–48 hour payouts, no time limits on evaluations, full news trading permission, static drawdown on the 2-Step Classic (trader-friendly), a $5M scaling ceiling, and a milestone-based path to 100% profit split. The firm's four-year operational history in a market where most 2022–2023 firms have shut down is itself a credibility signal.

The community feedback pattern regarding account bans at the point of first payout — citing copy trading between own accounts, excessive risk, or KYC failures — requires honest acknowledgement. Not every banned trader is innocent; some clearly violated the terms. But the timing pattern warrants attention, and the settlement agreement offering a partial refund in exchange for an NDA has been noted by independent reviewers. Traders who complete KYC early, trade only one account at a time, and follow the rules as written report a consistently positive experience. The rules are clear — the key is reading them before purchasing.

Funded Trading Plus — Frequently Asked Questions