TradingFunds (FTUK) Review (2026)

TradingFunds (FTUK) 2-Step Forex targets 8% Phase 1 / 6% Phase 2 with an 8% static max drawdown and standard daily loss limits. News trading and weekend holding are allowed in all phases. Copy trading is not permitted. Max allocation scales to $6.4M. Platforms: MT5, Match-Trader, TradeLocker, FTUK XT. Promo code: PAYDAY35 (35% off) or GETFUNDED (30% off).

TradingFunds (FTUK) uses an 8% STATIC drawdown on its 2-Step Forex program — fixed from the starting balance, it does NOT trail. Phase 1 target is 8%, Phase 2 is 6%. News trading and weekend holding are explicitly allowed across all phases. Copy trading is prohibited. Max scaling limit $6.4M. Platforms: MT5, Match-Trader, TradeLocker, FTUK XT (MT4 has been dropped). Promo code: PAYDAY35 (35% off).

TradingFunds is a growing prop firm with a focus on clean, simple rules and trader-friendly mechanics. The challenge fee refund after the second payout significantly reduces the long-term cost of participation — a financial incentive resonating with traders who take multiple attempts before passing. Payout reports in the community are positive and the firm's rules transparency is well-regarded. PropFirmStats data shows consistent payout activity from TradingFunds. The 8% trailing max drawdown is wider than many single-phase competitors, providing a good balance of protection and risk tolerance for the 10% profit target.

TradingFunds' 8% trailing drawdown is wider than FundingPips' 6% trailing on the Standard plan, offering more absolute room at the cost of a slightly higher profit required to lock the floor. Against FTMO, TradingFunds' trailing model is more progressive and the fee refund policy is an advantage. Compared to Evercrest Funding at similar parameters, TradingFunds' trailing versus static model provides more long-term security for traders who build profitable cushion. For traders seeking a mid-tier trailing drawdown challenge with a fee refund incentive and simple rules, TradingFunds is a strong value proposition.