OFP vs TradingFunds (FTUK) 2026 — Full Comparison (Updated: October 2026)
Independent side-by-side analysis of challenge rules, drawdown models, profit splits, payout speeds, and trading permissions.
OFP and TradingFunds (FTUK) are two distinct funded trading programmes targeting retail day traders. OFP offers a Up to 80% profit split while TradingFunds (FTUK) offers 80%. Daily drawdown limits are 5% for OFP and 5% for TradingFunds (FTUK). Based on the PropFirmStats composite score, TradingFunds (FTUK) ranks higher overall.
Key Difference: OFP offers a maximum allocation of $5M compared to TradingFunds (FTUK)'s $1.28M.
OFP vs TradingFunds (FTUK) — Expert Analysis
The key distinction between OFP and TradingFunds (FTUK) is their maximum allocation, with OFP allowing up to $5M compared to FTUK's $1.28M. Both firms impose a maximum daily loss of 5%, but OFP offers a greater flexibility in trading rules, such as unrestricted news trading and no minimum trading days, while FTUK has a strict 3-day minimum. Payout structures also differ; OFP pays out monthly within 3-5 business days, while FTUK offers bi-weekly payouts with a remarkable speed of 1 hour on demand.
Choose OFP If...
OFP is ideal for traders seeking higher maximum allocations and flexible trading conditions, such as the ability to trade news and operate without a minimum trading day requirement. Additionally, the lack of a phase target can benefit traders who prefer to avoid structured milestones.
Choose TradingFunds (FTUK) If...
TradingFunds (FTUK) caters to traders who appreciate organized evaluation phases with specific targets—10% for Phase 1 and 5% for Phase 2. The instantaneous payout on demand can also benefit those who require quick access to their funds, provided they meet the minimum trading days condition.
⚖️ PropFirmStats Verdict
Overall, OFP is the preferable choice for traders requiring larger capital allocation and comprehensive trading flexibility. However, TradingFunds (FTUK) may appeal to those seeking structured evaluations with rapid payout access.
Frequently Asked Questions
Does OFP allow news trading unlike TradingFunds (FTUK)?
Yes, OFP permits news trading, providing traders with the flexibility to capitalize on market movements during significant news events. In contrast, TradingFunds (FTUK) restricts news trading, which may limit strategies for some traders.
What are the payout speeds like for each firm?
OFP has a payout speed of 3-5 business days with monthly payouts, while TradingFunds (FTUK) offers a payout speed of just 1 hour on demand with bi-weekly payouts. This rapid payout can be advantageous for day traders or those needing immediate access to funds.
How do the maximum losses compare between the two firms?
Both OFP and TradingFunds (FTUK) set the maximum daily loss at 5%. However, FTUK has a lower maximum total loss of 8% compared to OFP's 10%, which may appeal to traders seeking stricter loss limits.
OFP vs TradingFunds (FTUK) — Verdict & Summary
TradingFunds (FTUK) comes out ahead in this head-to-head based on the PropFirmStats composite rating (7.2 vs 7.8 out of 10). Both firms offer competitive profit splits — OFP at Up to 80% and TradingFunds (FTUK) at 80%.
OFP — Flexible rules with up to 90% profit split. Maximum funded account size: $5M. Daily drawdown limit: 5%. Typical payout speed: 3-5 business days.
TradingFunds (FTUK) — Clean MT5 evaluation with EAs, weekend holding, and scalping all permitted — straightforward rules.. Maximum funded account size: $6.4M. Daily drawdown limit: 5%. Typical payout speed: 1 hour (on demand).
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